Marriage: what can we finance with a consumer credit?
Endangered marriage? We still celebrated more than 230,000 unions in France in 2017 according to INSEE, because it remains “the best day of a life” no matter what! And to finance it, it is possible to have recourse to consumer credit.
Wedding dress: more refined or more extravagant
The trend is sobriety, veil and lace! But the best is to embark on the fittings to know which one will become THE dress. Depending on the model chosen, consumer credit to finance a wedding may include the cost of the wedding dress. Its cost is indeed extremely variable and can reach a few thousand USD for designer models.
Engagement ring: two is better
Tradition has a hard time, and this is also the case for engagement rings, the choice of which generally rests on the shoulders of the gentleman. No, it is not inevitable! In 2020, it’s the couple who chooses, and it’s better when you know the budget allocated to this jewel! If there are models below 500 €, metal, precious stone and custom manufacturing can modify this price. The marriage credit being a personal loan, this allows to allocate an envelope for various parts of a marriage if one wishes to turn to this solution to finance it. The engagement ring can therefore also enter this framework.
Financing your wedding meal
It is an ordeal that fewer and fewer people wish to inflict on themselves. The traditional wedding meal has been attacked for several years by more original initiatives, which desecrate this particular day but also make it much more fun. For a wedding in 2020, opt for example for a food truck! It is possible to hire its services for the day and to define with the owner the special “menu” for weddings. The other advantage can be financial, with a cost per guest less than half that of a caterer.
If you want to finance your wedding using a consumer credit, you must therefore establish several quotes depending on the type of meal sought, because the meal is one of the main items with the rental of the room! With these quotes in your pocket, it is then possible to carry out marriage credit simulations in order to compare the different scenarios as well as the amount of monthly consumer credit that will result.
Activities: change your approach!
In a wedding, we generally remember the crucial moment of “yes” for the emotion… But for the rest of the events and with regard to the animation in particular, it is possible to be original for a wedding in 2020! A confessional or a photo booth, outdoor games, a mini-circus for children… You can get out of the compulsory exercise to go to a fun day. Calling on providers for these events is also an element to take into account in the wedding budget.
In short, identifying each item of expenditure and listing them makes it possible to assess the total budget for the wedding of one’s dreams. On the financing side, you can of course use your savings and receive a helping hand from the family. One can also think of financing all or part of his marriage by smoothing its cost over time using a personal loan.
The first step is then to use consumer credit calculators. This allows you to assess your borrowing capacity but also to project yourself with an idea of your future monthly wedding credit payments. Once these projections have been made, it is possible to compare consumer credits online in order to find the personal loan suited to one’s project and profile.
Find your consumer loan at the best rate, it’s easy and free!